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Why Not Debt Settlement?
You can’t turn on the television today without seeing an advertisement for debt settlement anymore. Debt settlement is a process where a company compiles a list of your debts and plans a strategy...
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Beware False Notifications of Chapter 13 Dismissals
Adrian Lapas posted about a debt settlement company is out there contacting people currently in Chapter 13 bankruptcy and claiming their case was dismissed. Click Here To See Original Article This is a...
View ArticleSupreme Court Says Lawyer’s Cannot Advise Clients to take on More Debt Prior...
The Supreme Court’s job is calling balls and strikes, and while I am not happy with their decision, they called the Milavetz case correctly. The two things for the consumer to know is that BACPA (the...
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Does the Statute of Limitations Make Your Creditor SOL?
In Pennsylvania, the statute of limitations on debt is four years. That means that if a debt has a period of no debtor activity for four years the debt is no longer collectible in the Commonwealth. So...
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The Dirty 80/20
During the housing boom, mortgage lenders came up with new and exotic mortgages to put people in homes. One of the most common mortgages was an 80/20 mortgage. You would be given a first mortgage...
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Divorce and Debt, What a Divorce Decree Can’t Do
There is no way around it, divorce sucks! Two people who promised to love, honor, and cherish instead decide to dislike, disrespect, and dispose of each other. Yup, divorce is up there with the list...
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Pizza and Bankruptcy, Why Cheaper Representation (and Pizza) Isn’t Always Better
I am not the lowest-priced bankruptcy lawyer in the Lehigh Valley. I’m not the highest either, but in this business, going with the cut-rate discount law firms or legal alternative agencies (my new...
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Payday Loans Are Back In Pennsylvania… Maybe
I got a tip from Bernie O’Hare‘s Lehigh Valley ramblings blog that payday loans are likely to make a comeback in Pennsylvania. Bernie goes into the ins and outs of the sausage making in Harrisburg and...
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Can an FDCPA Complaint Be Generated By An Improper Proof of Claim?
As I have discussed many times, a proof of claim in Chapter 13 bankruptcy is filed by a creditor seeking to be paid for their debt. When a proof of claim is invalid, I will object to that proof of...
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